Concord Introduces MONTAGE^TM - The Complete Integration of Smartleaf’s

Overlay Technology into Concord’s Wealth Management Platform

Matawan, NJ- February 6, 2008 – Concord, a leader in wealth management solutions, has combined Smartleaf’s overlay management capabilities with their universal architecture platform technology, creating MONTAGE^TM.

MONTAGE^TM will enable Concord clients to directly take advantage of SMA model portfolios, mutual funds, ETFs, and in-house investment ideas combining into a UMA that can be easily analyzed for effective tax management, social constraints, risk parameters, and rebalancing requirements- all within Concord’s platform.

According to Nicholas Mariniello, Executive Managing Director of Concord, “MONTAGE^TM leverages Smartleaf’s overlay tool with Concord’s professional manager due diligence, proprietary mutual fund screening systems and robust proposal technology to build portfolios that will clearly differentiate clients from their competition.”

Mr. Mariniello added that the new phase in the Concord/Smartleaf partnership creates what is, in effect, a one-stop wealth management platform. “Empowering portfolio management teams with the ability to integrate proprietary portfolio strategies with outside intellectual capital is a true ‘open architecture’ or ‘hybrid’ approach,” he said.

Danielle Touri, Concord’s former Business Development Coordinator, has been named Director of Overlay Services.

Overlay management is a portfolio implementation process that allows wealth management firms to coordinate and integrate model-guided portfolios with equities, mutual funds, exchange traded funds, bonds or other assets. The resulting portfolios can be uniquely customized to fit each client’s needs.

About Concord
Concord designs, develops, and administers wealth management programs for numerous financial institutions including Trust and Private Banking Firms, independent financial advisors, broker dealers and family offices.  Concord’s team of experienced financial and technology professionals is frequently called upon to consult on open architecture wealth management platform design elements resulting in customized solutions for the wealth management intermediary.  By integrating some of the world’s best money managers with the financial institution’s existing asset management talent, Concord is able to dramatically expand the firm’s asset management capabilities.  Thorough manager due diligence, comprehensive portfolio design techniques, trust accounting and custodial interfaces, performance reporting, and numerous analytical tools are delivered to the client via an extremely robust technology platform.  Please visit www.concordwealthmanagement.com.

About Smartleaf
Cambridge-based Smartleaf creates software for financial firms that manage individual investor accounts. The firm’s offerings enable financial institutions to grow by providing highly effective and personalized private wealth management at low cost. For more information, visit www.smartleaf.com.

For further information, please contact Holly Hankins, 732.335.0800 ext. 9719, h.hankins@concordwealthmanagement.com